short I lost everything. I moved back to georgia and this home is two payments behind.
I received a deficiency final judgment for the plaintiff from a bank that I had a loan against a beach front lot, which I could not sell. One of the lenders sent me a form for IRS as income for difference. One have not heard anything. Now the lot has come up.
I understand the only way to get rid of this judgment is to file bankrupsy. However, that means they can take everything I own if I understand right ..we may have l00k equity in this house but understand we would have to give to them. Please advise...I hate bankrupsy...but don't know what else to do...thanks