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I had 2 homes. The one was an investment property which I let go in the bankruptcy. The second i kept and am living in. I foresee no problems keeping up with payments. Should i go through the hassle of reopening the bankruptcy to reaffirm this mortgage? Only reason i am considering this is because i was told that my payments will not be reported to the credit bureaus to improve my credit score. I am also researching getting a secured credit card. I have read many differing opinions but none really applied to my situation. Thank you for any information.