This is regarding a lawsuit that was filed november last year for a non payment of HOA dues. The house is already foreclosed. The pay off demand is $5,000. My original debt is $2500 including the late fees with all the fees they added (collection and attorney's fees) it doubled. I am trying to negotiate if they can reduce the debt, an email was sent to me 2 months ago by the law firm saying they will forward my request to the HOA board and will notify us of the boards decision as soon as they hear from them. Now I received the request of entry of default. I contacted the law firm again and was told they havent heard from the board and once again forwarded my request to the HOA board. Since they are not putting my file on hold- is there anything else I can do?Once they file the entry of default how soon can they start garnishing my bank account or wages? Can they really wipe out my bank account? How can I stop them from doing this? What is the maximum percentage they can take off my wages? This lawsuit is in California.