Not quite sure what is meant by unpaid payday. It does not make sense that you could go to jail for a civil matter without some type of court hearing. You may want to consider consulting with a local attorney. Good luck.
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My understanding is that payday loans are not legal in NY. Check http://www.nyc.gov/html/ofe/html/help/tips_payday.shtml. I would suggest speaking with an attorney before proceeding.
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This is an illegal tactic they use to get money from you. They harass you with these things. A private party cannot obtain a warrant for your arrest. A police agency can request a judge to issue a warrant if they have probable cause to believe you committed a crime. I advise not speaking to anyone further about about your case and consult with an attorney in confidence, as soon as possible.
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Seems like you should have asked first before paying. Find an attorney fast. I hope it was not a scam.
Tape the next call and then sue them for violating the Fair Debt Collection Practices Act.
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A debt collector generally doesn't refer to warrants.
Joseph A. Lo Piccolo, Esq.
Past President, Criminal Courts Bar Association
Hession Bekoff & Lo Piccolo
1103 Stewart Ave, Suite 200
Garden City, NY 11530
516-408-3666 (o) / 516-408-3833 (f)
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