I tried to work something out with them after a job loss to no avail. Then they sue me & win the case. I was told I had to file an answer to the case and I had 28 days to do it.
There are many questions that need to be asked and answered. Did they sue you in the right court? Did they send a debt validation notice? Do you owe the debt? I would need to review these issues and others to give you better advice.
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