A levy may be put on your bank account. One day whatever is in it will be gone. Does the Creditor have a security interest in your car - doesn't sound like that's the creditor. Don't understand why you're ignoring it. They can still go after your earnings with garnishment until the Debt is satisfied. You can still try to negotiate with them or file bankruptcy to stop whatever levy or garnishment may occur. You don't mention how large the Judgment is.