The owner of the horse is responsible for the damages caused if the horse is not properly secured to avoid forseeable situations such as the animal escaping an unlocked gate and causing damage to person or property. The most likely approach to successfully recovering the damages caused by this incident is to make a claim against the horse owners property insurance carrier. Thus, you will need to obtain the policy number and insurance company that provides coverage of the home owners insurance policy held by the horse owner or caretaker. Depending on at fault persons willingness to provide you with this information and the extent of your damages you may or may not wish to retain legal represtation to assist you with this process.
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