i hit a car on a 4 way stop my car did not get any major damage just scratch and the car i hit the same but has a dent on the passenger seat, we did not exchange insurance i just give him my dl and we agreed not to involve the cops and insurance, him getting just my DL info can he do a claim? he said that his car is a lease car, i did not call my insurance as well.
Yes he can still file a claim with his insurance company. Yes, they can track you down.
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Of course he can. No one is bound by these roadside agreements at the scene of an accident.
He can report the claim to his insurance carrier and give them your driver's license information and find out which insurance carrier you have. Or, at the very least, they will contact you for that information and if you do not provide it, either he or his insurance carrier (if the carrier pays out anything to the other party) can file a small claims lawsuit against you.
It would behoove you to report the claim to your insurance company to be on the safe side. Your insurance policy, which is a legal contract between you and your insurance company, requires you to report any accident in a timely manner. A person should ALWAYS report the accident to his company no matter who was at fault. If a party is not at fault and injured, he should also consult with a personal injury attorney in his area to go over the case before giving any statements to insurance companies. By waiting to report the accident, an insured person always runs the risk that his insurance company will do what is called “reserving its rights” later on to disclaim or deny coverage because the insured person violated the terms of the insurance policy/contract.
Bottom line: report the accident immediately to your insurance company and let them handle this claim, as that is the reason you pay insurance premiums. It’s always better to be safe than sorry!
Please do not message me for further advice. If you are in need of an attorney to assist you, please search for another attorney in the jurisdiction involved in your case, as I am now retired, and my former law firm is no longer handling personal injury cases. I am active on AVVO and answer questions only as a public service at this point.
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