My public adjuster and my lawyer failed to protect me under my policy term and now I have damages that exceed 100,000 to my house. I have most recent claim in febuary when my roof was further damaged due to ice on roof and the insurance company turned down my claim stating that it was my fault that the damage occured. I thought i was doing everything needed to protect my claim in reality all the professionals i hired did not due their job and i am left with mess to clean up. The bottom line is the everyone got paid but i am left with a damaged roof and no money to repair it!! Please help me find a way to get my damages repaired!!
Joseph W. Wersal
To respond to your question I need more information. If you had coverage for this loss and you retained a lawyer and insurance adjuster to work on your behalf, they should have sought the dispute resolution provided for in your policy within the period of time allowed under your policy.
If they failed to do so then you may have professional liability claims against one or both of them, however, you must be able to demonstrate that one or both of them undertook an duty of care to you. This may depend on the existence of a fee agreement or other materials that prove you hired them to assist you.
The content of this message does not constitute legal advice and is not intended to be relied upon by anyone. It is highly recommended that the reader seek the opinion of a qualified attorney in his or her area for consultation and assistance. There are applicable statute of limitations and other considerations that only a qualified attorney can provide guidance on after being fully informed as to all of the circumstance of your particular case.
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