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My wife and I filed Chapt 7 bankruptcy in 2010. My practice went out as a result of the economic turn-down. We lost our house in 2011. I didn't have the money my accountant said I owed for my 2009 taxes and didn't file. The next couple of years I have worked contract in several different places and we have moved a couple of times as well. I have wanted to get this sorted because I now have a permanent position and we are once again stable in our living situation although my wife is noe ill.