Your having or not having insurance has nothing to do with if you can be sued. Yes you can.
DISCLAIMER: Gene Burkett is licensed to practice law in the State of Texas and this answer is being provided for informational purposes only because the laws of your jurisdiction may differ. This answer based on general legal principles and is not intended for the purpose of providing specific legal advice or opinions. Under no circumstances does this answer constitute the establishment of an attorney-client relationship
You can certainly be sued.
In no way am I offering you legal advice, and in no way has my comment created an attorney-client relationship. You are not to rely upon my note above in any way, but insted need to sit down with counsel and share all relevant facts before receiving fully-informed legal advice. If you want to be completely sure of your rights, you must sit down with an experienced criminal defense attorney to be fully aware of your rights.
The direct answer to your question is that yes you can be sued. Given your statement of the facts, if you were injured, you could sue the other driver. You are in what would appear to be a classic "he said, she said" case. That is both people in the crash have a different story about how the crash happened. If there were no injuries as stated, it is unlikely you will get sued. However, just because someone did not have signs of injury at the time of the accident does not mean there were not injuries. Often times, the next morning after a crash, the pain sets in after the excitement of the crash has faded away.
Yes you can be sued. No one should own or operate any motor vehicle without maintaining adequate automobile liability insurance on the vehicle at all times. Hopefully you now have insurance coverage.
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Mr. Lundeen is licensed to practice law in Florida and Vermont. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and timelines that, if known, could significantly change the reply and make it unsuitable. Mr. Lundeen strongly advises the questioner to confer with an attorney in your state in order to ensure proper advice is received.
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