Unfortunately, there is no way to answer your question without you actually appearing in front of the Judge. Based on my experience here in NJ, most Judges are willing to consider these types of problems, especially in light of the economy, in giving you new payment arrangements. If you were my client here in NJ, I would tell you to take all of the documentation you have with you, to show the Judge the financial situation you have been in; dress appropriately to be in Court; be polite and courteous to the Court staff; and, tell the Judge the situation and what you can afford. These simple steps will often convince a Judge that the client is trying to resolve the past problems and not avoiding the sentencing consequences. Good luck.
This response does not constitute legal advice. Given the nature of this website, it does not create an attorney-client relationship. This answer is provided solely for informational purposes, for you to use as a starting point when speaking directly with a lawyer in your State. I urge you to immediately contact an experienced criminal defense lawyer admitted to practice law in your State before you make any decisions about this case.