If you have grounds to set asdie the judgment you can go into court and ask the court for relief or a stay pending a hearing. You may want to consider speaking with a attorney about this matter. You may want to do a cost benefit analysis as you will have to pay an attorney to take care of this and I do not know how much is owed. You need to act ASAP.
File a claim of exemption and supporting proof of your income and expenses (displaying that you will need all avail income for your support /support of your family).
Claim of exemption and instructions may be found at the link here: http://www.salanicklaw.com/Bankruptcy_Videos_Resources.html
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