I collect unemployment and the savings is from a trust when my grandmother passed.
The fact that you are in forebearance means they should not consider you to be in default, and should not be actively trying to collect.
You are not presonally liable on your home mortgage if there is a foreclosure, oyu loose the property but not your money in the bank. If the lender decides not to foreclose but to sue you on the promissory note, oyu are personally liable. This never happens. Your bank account is safe until there is a money judgmnet issued against. Also trust moeny, held by the trust is exempt from your creditors.
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