We had property damgage from a drunk driver, BAC 1.56. Driver totaled his 2013 truck. Damage to our property was substantial (we think). The truck dug tracks into our lawn about 3 inches deep which is estimated at 150 ft (the full length of the property). He also struck a very old and large tree that may need to be cut down. Should we contact "his" auto insurance directly? Do we need to obtain a police report first before we contact the insurance company? What would be a fair amount to request given the fact his NYS minimum property liability is $50,000.00? We would like to avoid any type of estimates, we prefer to repair on our own. There are no skid marks, driver passed out behind wheel. We do not want to go through Small Claims Court. Any suggestions would be greatly appreciated
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