I have a judgement against me from 2014,for a credit card debt from 2007. For a period of time (approximately 18 months) I paid the agreed upon amoumt monthly. However,medical and financial restraints which occurred resulting in my ability to pay. I received a subpeona to go to court for a deposition concerning this. I spoke to the lawyer and he said it would be dropped if I sent him $50 a month. I am unable to pay that amount;my income is totally SSD. If I send the amount which my finances would allow($20 a month) would I still be subject to deposition? I would be in good faithbe attempting to do my best to settle this
There is no such thing as "good faith" in collection matters, so no, you cannot send $20 and think it's ok. Having said that, you still may not have to go. You should consult with a consumer attorney via phone. It would be helpful to see the documents that you received and to know which attorney and which plaintiff are involved. Call a consumer attorney and be prepared to fax or email your documents.
If your income is SSD, you probably should be paying nothing. Any money in the bank you have would be exempt anyway. Nonetheless, follow Mr. Artim's good advice and see a consumer lawyer. You might also consider a chapter 7 bankruptcy to eliminate all the debt, if you do have other sums that are owed. You seem to be clearly, "collection-proof" but I would need to know a lot more about the situation before drawing any final conclusions.
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