I was in a car accident and the car ended up being totaled. The other driver was at fault so her insurance company took care of the damages. The check for the totaled car came to me and only me. Does this money all have to go to the lien holder or can I continue to make monthly payments on time as per our agreement?
You can continue to make monthly payments until they discover the accidnet. Almost all contract state that loss of the vehicle accelerates the loan...ie....have to pay it off in full immediately.
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