Your auto insurance carrier will most likely cover the damages to your vehicle - make a claim with them. In terms of having a suit against ABC Warehouse, if you can show negligence against ABC in regards to the installation, causation meaning that it was the radio that initiated the electrical fire and not a short in the heater or something else, and damages Auto insurance carrier does not cover damages to vehicle from fire, then you can have a claim against ABC. Not sure that many attorneys would take it though because damages would be limited to value of vehicle (unless you were inside and suffered physical injuries).
Each employment situation has unique facts and circumstances. This means that information and advice cannot be taken literally and should be used as only informational. The information provided here is not legal advice and should not be interpreted as such.
You probably do have a lawsuit against ABC but, the question is whether it will be worth your while to pursue. Most likely, your insurance will cover the loss but, most auto insurance policies have a subrogation clause, meaning that if you bring a claim against ABC, the insurance company will have first right of reimbursement from the proceeds of your claim. The Michigan Consumer Protection Act would apply to this situation, so if you win, you'd be entitled to recover your costs and attorney fees as part of your damages. There is also a Motor Vehicle Service and Repair Act that may apply, depending on what services ABC regularly performs on vehicles. The MVSRA also allows recovery of costs and attorney fees as part of your damages. Your best bet would be to consult with a consumer attorney familiar with the MCPA and MVSRA to see what your rights and options are.
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