Both loans had been approved for over a week . The credit union called me went over terms said that we need to shop bring in a purchase order for the vehicle they will cut a check also that we will receive our visa in two weeks . They told us not to apply for credit via the dealership . We got a car & the credit union did not cut the check because the processor was busy we had been shopping out of state ( Boise ID ) we live in Oregon . We decided to purchase via the dealership so that we didn't have to come back the loan was picked up by the same credit union w / the same interest . The credit union called the next day to say that they canceled our visa & the auto loan that we applied via INTERNET . They gave the dealer a hard approval so can they cancel the loan via the dealer that they approved ?