You are completely barred under Michigan law if you are the owner and operator of the vehicle you were driving, and yes, you can be sued too. Here is a blog that explains this dangerous loophole under our law: http://www.michiganautolaw.com/auto-lawyers-blog/2012/02/07/dangerous-nofault-law-loophole/
Mr. Gursten is right, as usual. While out-of-state attorneys mean well, Michigan law is quite different when it comes to auto accidents and no-fault insurance requirements. I strongly suggest you review the link Mr. Gursten gave you. I wish you luck!
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If you do get sued, and you will likely get sued by her insurer, contact me if you need defense coverage. You become your own insurer and need help.
My answer to you question does not constitute legal advice. Only an in person or telephone consultation will result in an attorney/client relationship. Call me at (313)402-0853 to discuss your matter further.