I am sorry to hear about your very major injuries. I hope you recover fully and as quickly as possible.
Although your response is very detailed, most attorneys will not be able to give you a response to this question. It is really something you should discuss with your own attorney. Only an attorney with knowledge of all of the facts and circumstances of your situation can give you a proper legal analysis.
Based on the fact that you are writing on this forum you may not feel comfortable talking with your attorney. I think that is a mistake to try to get answers from this forum. You need to have a long and open conversation with your own attorney. Not only are they in the best position to answer, but they need to know your feelings on this matter. It may not feel like it, but this is your case. You are in charge of what happens with your case (even if you can't control your injuries or your job situation).
Have faith in your attorney, and have a long conversation about what you need to. Good luck.
THIS RESPONSE DOES NOT IMPLY OR CREATE AN ATTORNEY-CLIENT RELATIONSHIP. NO ATTORNEY-CLIENT RELATIONSHIP IS IMPLIED OR CREATED BY RESPONDING OR FAILING TO RESPOND TO THIS RESPONSE. THIS RESPONSE DOES NOT PROVIDE LEGAL ADVICE. FOR LEGAL ADVICE, YOU SHOULD CONSULT AN ATTORNEY.