Why should people be able to see a past bankruptcy on a back ground check once it has dropped of credit reports. Can it be removed?
Bankruptcy filing is a public record and can never be removed or erased from the public record. It will show on a background report furnished through agencies like Lexis/Nexus, which provide public record information. It will drop off from a report provided by Experian, Equifax and TransUnion after 10 years.
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Bankruptcy filings are like all other court filings and are a public record which will always be available to be found in a public records search. There is no way to change that fact.
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Credit reports are different than public records. Bankruptcy is of pubic record and will always be there for someone to see if they know where to look.
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