I had liability insurance but it only covers 15k in bodily injury. My passenger has a secondary travel insurance for emergencies. her bill is 200k.
I hadnt transferred ownership or registered the bike. The other motorist has insurance though not sure what type.
My questions are
Assuming the emergency claims are covered by her insurance, am i more open to lawsuits due to no registration?
Can other car's "uninsured motorist" help at all?
The police report says i was going 30 in a 25 mph zone and i was going unsafe for the conditions. Does that make me "negligent" if this gets to a lawsuit?
how many points do i get?
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