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I'm a resident of maryland but the accident occured in DC and the driver was a DC resident. The driver was at fault and he recieved a ticket for hitting me. I filed a claim with the driver's insurance company, but they asked for my auto insurance information at the time. I didn't think this made sense as I was hit by a vehicle while riding on a bicycle, but I gave it to them anyway. In any case, now they're telling me that I"m not entitled to compensation for my medical bills or bike damages because I waived PIP on my vehicle, which had nothign to do with the accident. What does waiving PIP for my auto insurance coverage have to do with me riding a bike? Am I really not covered? I don't think this makes sense and I think its extremely unfair. Any advice is welcome and thank you in advance
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