I got a payday loan from Red leaf Lending online. A 400 dollar loan, I made 4 payments of 120.00 the first payment of 65.00
1 attorney answer
Although your post doesn't mention any glaring abuses, it's possible Red Leaf is violating the Fair Debt Collection Practices Act. Start keeping track of the phone calls by taking some notes in case the information could be helpful later.
Red Leaf cannot garish your wages until it sues you and obtains a judgment.
You need to contact a local consumer law attorney for more help. Use the link to the NACA attorney finder below. You should also consider filing a complaint with the Oregon Department of Justice's Consumer Protection Division.
My answer is for only informational purposes and is not legal advice. I am licensed to practice law in Oregon and I recommend contacting a local attorney for the best help with your legal questions.