I have to have my arm operated on at great expense. Even if the operation is successful, I will have reduced mobility in the arm for the remainder of my life due to the proximity of the injury to the elbow area. I may also have permanent nerve damage. At the time of the accident two days ago, I had no health insurance. It is my understanding in spite of that, that since the accident occurred on his property that his home owner's insurance should not only cover all of my medical expenses but I may also seek a settlement to compensate for the permanent damage to my arm. In discussing this issue with said owner he indicated that the house was part of a trust and that he may not have home owner's insurance. I believe this may be a fallacy. Your thoughts?
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