I failed to pay my health insurance premium. ADP benedirect insurance coverage lapsed. How can I revive my insurance?
3 attorney answers
Look on Avvo to locate an Employee Benefits / Insurance Law attorney. Set an appointment and meet with the attorney. Be sure to bring with you ALL paperwork that you have that involves your coverage issue AND your employment. Hustle too.
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Don't know if the policy had a lapse rider, so have a local insurance lawyer investigate. Avvo has a great "find a lawyer" tool to locate an attorney close to your home. Good luck.
Typically, failure to pay the premium which allows coverage to lapse, will terminate that coverage. That being said, if a significant period of time has not passed since the deadline, the coverage may be reinstated if payment is made within 30 days after the lapse date. I would recommend that you immediately consult with a local attorney whose practice is concentrated in insurance law to review the details and your options.
This answer is for informational purposes only and is not meant to be nor should it be considered the providing of legal advice.