No one was in the car. I have no damage. They had bumper damage. I let them know but I did not tell them at the time I did not have insurance. No police report was filed at that time. Does the mini tort apply if I did not have insurance? Will papers have to be served to me? If I agree to pay for damages, will I still have tot be sued by their insurance company?
Mini tort will not apply to you since you were uninsured. You could be responsible for the full cost of repair, either with the other party suing you or his/her insurance company.
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