Your insurer should cover the property damage to the other vehicle. If not already done, report it to that carrier immediately. As for the other concerns, you should consult with a criminal defense attorney immediately. A DUI charge is serious business.
Your insurer will likely cover the property damage. You need to focus on the bigger issue: that you got a DUI and you don't even have a driver's license. You need to contact a criminal defense attorney right away.
Yes, unless you failed to comply with the provisions of your policy.
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