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2007 I bought a franchise Insurance agency with no books, I brought my own clients to this business. On year 2008 on sept they stopped paying my commision, rent, utilities as the contract was specified... they filed in bankruptcy chapter seven..there is a bank in new york is been sending me letters i own this franchise to them and hire a lawyer to suit me, what can I do to defend my self.. I need help please..this lawyer already send me to soupena and send me to jail for three day I need help