I'm an 18 year old male. Before I go on, I would like to say in the state of NH, auto insurance is not an obligation. I do however feel compelled to get it. Just recently I signed up, but it will NOT be in effect until Monday as I don't have the money until then for the down payment. I drove down to the city of RI to visit my grandmother in the hospital. It was my first time driving in the city, so I was very nervous. On a hill before an intersection, I accidentally had the car in neutral. I rolled back into the vehicle behind me. Essentially no cosmetic damage was left. The guy was very nice and seemed happy that no damage was left. He didn't file a report, nor did he get ANY of my information. Now I'm regretting it. He might had gotten my plate number, not sure. What should I do?
There isn't too much you can do at the present time, except hope that it was minor and there were no injuries. Definitely get insurance - it will save you from worrying about issues like this.
If there was no damage, and the other driver said as much and let you leave without asking for your information, don't worry about it. There is no requirement that no-damage accidents be reported in RI.
If that was not the case, consider contacting a criminal lawyer who may advise you to contact the police in the city where the accident happened.
Rhode Island requires insurance so, no matter where your car is registered or what state you have a license from, you are supposed to have insurance when you drive in RI.
I am giving you general information about the law. To give you legal advice I would first have to learn more about the facts and circumstances of your particular situation. (401) 383-7550 or [email protected] I am not your attorney and I am not giving legal advice. The Rhode Island Supreme Court licenses all lawyers in the general practice of law. The court does not license or certify any lawyer as an expert or specialist in any particular field of practice.
Do not drive without insurance. As long as you contacted the other party you should be okay this time. He most probably would have exercised his right to exchange information if he was going to pursue the matter.
Make sure you buy your coverage. If there was no damage this time, you will probably be fine. Make sure you buy UNINSURED motorist coverage. There are a number of uninsured drivers in NH.
Legal Disclaimer: If this information has been helpful, please indicate below. Mr. Lundeen is licensed to practice law in Florida and Vermont. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and timelines that, if known, could significantly change the reply and make it unsuitable. Mr. Lundeen strongly advises the questioner to confer with an attorney in your state in order to ensure proper advice is received.
Sign up to receive a 3-part series of useful information and advice about personal injury law.
Years licensed, work experience, educationLegal community recognition
Peer endorsements, associations, awardsLegal thought leadership
Publications, speaking engagementsDiscipline