Upon breaking up my ex took the vehicle saying she would take full responsibility. We no longer live together. How can I protect myself insurance wise? I don't want to be responsible for her actions, or get in trouble for Insurance fraud because the vehicle isn't at my address which my insurance covers. She keeps saying she will get Insurance, but I don't think she plans to. Why would she when it gets paid automatically out of my account? Also she can't afford the note. I'm not too concerned. I have a car, so it can get repossessed for all I care. I'd rather pay the balance after auction than the car note, and her get a free car. Credit can always rebuild. I just need to know what I can do to protect myself throughout this process.