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I am preparing to file for divorce. If I separate from my spouse, and purchase a home, is it community or separate property?

Forney, TX |

I'm leaving the marriage, and have found a place I'd like to move to with my child. If I purchase a home while I'm still married -- however will now be separated -- is this property considered community or separate property. I want to make sure that once we actually go to court for the divorce, this new home is not an issue.

Is a separation agreement necessary in this instance?

I will be using my own account (only my name on the account) and my credit score. If a separation agreement is drawn up to say that the house will not be included as community property, is that legally binding? We are not going to court ... everything will be divided and written up prior, and then filed with the court to finalize (non contested divorce). and ... please don't assume I'm male or female ... I want opinions based on fact, not on how a judge views gender in most cases.

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Attorney answers 5


It depends on a number of issues, including what account you use to purchase the property, whose names are on the papers, whose credit scores are used to calculate the interest rate, etc....but in short, DON'T - your wife can attempt to claim the house as joint property even if it is not because mere seperation does not provide legal coverage from 1/2 of everything in your marriage. Even if she fails, it can be used as extra leverage by her against you in mediation, or as food for thought by the Judge or jury deciding your eventual case.

Wait until the divorce is final before buying property. No matter what a good deal you are getting - do NOT sign until after the divorce! And, obviously, don't let your wife know about your impending purchase.

Good luck.

Mary Katherine Brown

Mary Katherine Brown


It is always a good idea to give priority consideration to the information provided by your state's attorneys as they are most often the best source of up-to-date information on local law.


This answer is for information only and is not advice.

In most situations, the property would be considered community property. If you do a partition agreement or a Rule 11 agreement with your spouse, you can designate the property as your separate property and then it would not be subject to division upon divorce. You should probably include the downpayment funds and any money you spend on the house as your separate property as well, so there's no request for reimbursement during the divorce.

Using a bank account just in your name, and using just your personal credit, will not automatically remove the house from community property. More important is the source of the money you use. If the funds are your separate property, then the house may be able to be considered separate property, which removes it from the assets to be divided.

Because the house will be such a major investment for you, you should visit with a local attorney. Take your bank records so the attorney can review them and give you an opinion about whether the funds might qualify as separate property.


Both of the above answers are wrong IF you move out before you buy the new house. The community ends on the date of separation and admittedly there can be an argument about when that occurred. But after the date of separation anything you buy with your money is separate property. Period.


I agree with Mr. Kaman although your question is a little unclear. I would consult with a family law attorney in your area. Good Luck!


The last two answers are incorrect. The original question came from someone living in Forney, Texas, a small town just east of Dallas, Texas. I answered the question based on Texas law, which is different from California law. The community, in TEXAS, continues until the divorce is final, which is the date the final decree of divorce is signed by the judge, assuming there's no appeal or motion for new trial. I realize the rule is different in California, but the writer was from Texas and my answer is correct for Texas.

Mary Katherine Brown

Mary Katherine Brown


Again, your local attorney’s are usually the best source of advice, and their answers should be given the highest regard.

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