I am unemployed...no income. Also have a secured home equity loan that is current, but I only took a partial loan out...I have probably $80,000.00 in remaining equity that I can't get to because of debt, and no income. I have no family, and would have no place to live. I have a paid off vehicle, but need that to find employment. Should I maybe just try to pay the secured debt and not the unsecured debt? I would have no place to go if they took my house...and how long before they would take my house? I am ready to park on a railroad track! What can I do???