What should I do? I keep getting calls from the junk debt buyer Midland Funding LLC. I tried to call Midland Funding LLC but they gave me the number to their lawyer's office. I called their lawyer and tried to make a payment plan offer but they want $150 per month and after 6 months it will go to what they called a "review" where the payments will go up and they won't tell me by how much. I called back and talked to another person and she said it will probably go up to $325. That's more than I make in a week. I can't afford that.
About me: I was out of work and couldn't afford to pay Chase and now they've got a junk debt buyer calling me. I have a job now and I don't make much, but I would have to work over a week just to pay these people.