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If I decide to keep this condo as my primary residence what will happen to these maintenance fees (about $9,000 after all the extra fees and legal fees) that have not been paid and now the board has placed a lien against the property. Can these fees and lien be released during a chapter 7 filing? Along with these liens there is a years worth of past property taxes that are past due from the prior 2007 year. The 2008 taxes were paid by my mortgage lender. Can these taxes be released in a chap 7? I did think of possibly negotiating with the board for a reduced amount of one third the outstanding balance. Any assistance would be appreciated Thanks