Your insurance coverage will not go to anyone but the plaintiff. That is what you bought it for -- liability coverage.
Cooperate with your assigned insurance defense counsel. You also need to know that it is fraudulent to "go bankrupt" merely to avoid a valid civil tort judgment against you.
Your situation is too involved for an online answer. Cooperate with your defense counsel.
You might find my Legal Guide helpful " What Do I Tell My Lawyer"
Good luck to you.
NOTE: This observation is made available by the lawyer for educational purposes only. This observation is not like a communication with a lawyer with whom you have an attorney-client relationship along with all the privileges that relationship provides.
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