I am being sued by my home owners association for non payment post ch.7 bankruptcy trial I included my home in the bankruptcy and the bank has taken their sweet time to foreclose on the property. The homeowners association will not let me rent out the property,(it was a rental before) but they want me to pay the dues. I have since racked up about $4000 in dues, and now $5000 in attorney fees payable to them and they want to garnish my wages, they have sent notice to my employer (embarassing). What can I / should I do? I dont mind paying a settlement, I would prefer to use an attorney to iron this out. Or should I go about this myself?