this credit card debt went into default in 1998 and I assigned it to consumer credit counseling in california. The date on the summons is 2008. if this debt is past th statute of limitaions. the debt was incurred in New york and california. Isn't this a baseless lawsuit?
Yes, but you have to appear and defend it with the statute of limitations defense. This is a collector tactic that assumes you will do nothing and they will get a judgment which is good because you did not defend. Get an attorney now, preferably one who is attuned to FDCPA issues, as this might net you some money if the violations are actionable.
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