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I'm uninsured and don't have any money at all. I gave the driver money to pay his deducible and thought that would be the end of it. About a month ago I started receiving calls from his insurance company saying I still owed more money. I told them I didn't have any money and wouldn't be able to pay them but that I paid the deductible and had the driver sign a paper stating the date, the amount of money I paid. What are my next steps?