Consult with your lawyer about these concerns. If you do not trust your lawyer, communications have broken down, or other issues have arisen, consider consulting another lawyer for a second opinion. I hope this helps. Good luck.
Unfortunately, there are not enough facts here to provide a legitimate answer. For example, did you get probate court approval before distributing the assets? Did your attorney tell you to do so? And, if so, on what basis? If you distributed the assets without approval of the probate court (such as a decree approving a final account), then your personal assets may be at stake depending on the terms of Kentucky law.
Finally, you note that your own attorney may be biased due to your out-of-state status. I think that is a stretch, but if you truly feel that way, you need to retain another attorney. A client should always have the utmost trust in his attorney or the attorney-client relationship invariably breaks down. Good luck to you.
This information is presented as a public service. It should not be construed to be formal legal advice nor considered to be the formation of a lawyer/client relationship. I am licensed in Connecticut and New York and my answers are based upon the law in those jurisdictions. My answer to any specific question would likely be different if I were to review a client's file and have the opportunity to interview the client. Accordingly, I strongly urge you to retain an attorney in your jurisdiction with respect to any legal matter.
The will only passes property that is not distributed by some other mechanism; if the annuities were payable to beneficiaries and you are one of the beneficiaries, a will contest should not affect. On the other hand there could be a contest to the beneficiary designatiins as well as a will contest.
Your question, though implying the complainants will beunsuccessful asks for an assumption that they will be successful. If you recieved or distributed assets improperly from the estate there would be personal liability to pay back. If there is a judgment against you then all of your assets may be subject to collection, subject to protections allowed under federal and state laws. A creditors attorney, like one that consults on bankruptcy, could be specifically asked about your circumstances, and the law of your state of domicile should control your assets in Wiscosnin.
Consult with such a bankruptcy attorney about your specific question.