We'll help you find the right solution for your needs
Does this sound like your topic?
I am spending out more than I get a month. I own my home with value of $90.000 but owe $41.000 I was told I could not file chapter 7 that i would loose my home. I have stopped paying the credit cards so I can pay my utilities and insurance and house payments. What should I do now I can get a home equity line of credit but if I use it it will increase my house payment fro $278 a month to over 600.00 I could possibly loose my home if I would not be able to pay the over 600 dollars payment What should I do? Can I just quit paying the cards I do have a 730 credit rating now but that wont stay theat way long please help as noone seems to have an answer. I called on credit company and tryed to just settle with them but they will not do that until I am way behind in monthly payments thanks