If Colorado is a community property state then debts of one spouse are the responsibility of both spouses unless there is a specific agreement otherwise. So google whether Colorado is a community property state. These kind of states assume that debts and assets acquired during marriage belong to the community (both spouses).
I would speak to a well known Colorado bankruptcy attorney. There are ways around this, I believe. It wouldn't hurt a free phone call to an established firm. Request to speak to a lawyer that is at least 5 years of experience. Good luck!
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CO is not a common law marriage state, but it does subscribe to the "doctrine of necessaries." Under this legal theory, a spouse is liable for the debts of another if that debt was incurred for a "necessity" of life, medical treatment being the most common form. Clearly, the medical providers have a claim against your husband's estate, so anything he owned in his own name is able to have a claim filed against it. But, you're also able to be sued if they wish to establish a claim under this doctrine. You'll want to consider filing bankruptcy yourself.
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Colorado does have a statute and a legal theory holding that if a person incurrs debt for a family purpose during the time of a marriage, then the none-signing spouse can be held liable. So if the parties are married, the question is whether those debts were incurred for a family purpose. That, I think, will be a fact question. Good luck!
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