If you receive SSDI benefits based on your respective work histories, then lottery winnings will not impact your eligibility.
Attorney Inga Stevens is licensed in Maine. She provides general information on Avvo.com. No attorney-client relationship arises out of the information given here.
SSI and SSD are the two main types of disability benefits. You have to be disabled to be eligible for benefits under either program. For SSD, you also have to have worked long enough and paid in enough taxes to earn credits for SSD. For SSI, you have to meet financial requirements, as SSI is a need based program.
First, if you are on SSI and win the lottery, you will lose the SSI benefits. You can collect lottery winnings - - it is the SSI that you lose, not the lottery winnings. SSI benefits will be suspended or reduced only while the winnings are spent down. For example, if one won $500, then SSI would be reduced for one month (or maybe a couple of months if the monthly amount is less than $500.) If one won a larger amount, like $5000, Social Security might suspend benefits for 7 or so months (based on receipt of $698 per month before the lottery winnings). You should report it the same month to Social Security. SSI recipients should also report all income from sources like an inheritance, large cash gifts or car accident settlement to name a few. These should be reported to Social Security as soon as possible, in writing. When you report it, get a receipt of the report from Social Security - that way you might avoid potential overpayment collection efforts later.
Second, how long you will lose them depends on how much you win and over what period Social Security apportions or spreads out the winnings. If it is less than 1 year, then you can automatically go back on SSI. If is over one year, then you have to file a new claim and start all over.
I hope this information helps. Good luck to you.
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Just like we have come to expect, Attorneys Stevens and Farrell, have provided accurate and wise answers to the post. I hope you will avail yourself of their wisdom and not worry too much about your future SSD payments.
Disclaimer Information on this site is provided by Brian Scott Wayson as general information, not legal advice, and use of this information does not establish an attorney-client relationship. If you have questions about your specific situation, please call an attorney.