This winter I was hit by a car on a pedestrian walk while visiting Los Angeles.
As I'm a foreigner, and didn't have any time till the end of July to search for a local LA attorney who'd agree to represent me distantly - gonna send out emails this week - I took a pause:
after reporting the accident to the driver's insurance company I did not give a recorded statement, and did not sign any insurance authorization (though they tried to make me do both) - just asked them in email to explain all my options about making a claim, and when they did so, thanked and said I'll contact them when I`ll be ready.
Since then they sent several emails, keeping asking me about my current health condition, and if I was ready to settle a claim, and, again, pushing to send them back their forms signed. These letters I just ignored.
Now, they sent me another one that says rather harshly that they would like to "close the file", and if they don't have a response from me till August Xth, the adjuster "will assume I'm not presenting a claim and will close his file".
I have already understood from what I read here that "closing the file" is an administrative formula used for threatening unrepresented claimants like me, and it doesn't actually mean I'm loosing my claim.
But - I'd like to ask, what's the best way now to react on the letter, not to cause any harm? -
to repeat politely that I`ll contact them when I`m ready, without giving any further details? (just to let them know that I didn`t vanish how they probably are hoping - as I`m not a US resident etc.)? Should I say that I`ll be represented by an attorney?
Or, again, just to ignore the letter, letting them close the file (if that intention is real) - and to avoid any correspondence at all (kinda impolite) until I get an attorney?
Thank you very much!Yes, I already know about the 2 years term. And yes - there was a proper police report, the other party is at fault, and I had medical treatment following the accident. Again, my question for now is just how to/should I react to the particular claims adjuster`s letter about "closing the file" to not to do harm. Thank you for your attention!
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