How to fix a modification that has turned into a nightmare?
3 attorney answers
A consumer law attorney can likely help you with this problem. Unfortunately, we see a lot of loan modification "mishaps" as I like to all them lately. The first step to protecting your rights is to send a qualified written request to Chase at the address for customer inquiries, asking them for information, answers to your questions about the situation, and for them to correct their errors. If they do not respond properly, you may be able to sue them pursuant to RESPA, which provides for damages and attorney's fees. It probably makes sense to consult an attorney before sending out your QWR. You don't want to copy the form samples that are available on the internet -- it needs to be as specific to the problem you are experiencing as possible.
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You need a free consultation. Did you send a proper request for information? Notice of error?
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You are going to need to discuss this in person with a consumer law or foreclosure defense attorney. This cannot be solved by obtaining general information on a question and answer forum.
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