I have 3 private student loans that are in collections and 1 government student loan in good standing. The collection agencies are going after me to pay off the balance (for the private student loans) with a one time payment. I have about $110,000 in private student loan debt. I also have about $9,000 in credit card debt in collection.
I have been unemployed for two years and just started a full time job a week ago.
Bankruptcy Chapter 7 bankruptcy Bankruptcy petition Bankruptcy court Bankruptcy adversary proceeding Bankruptcy documents Chapter 13 bankruptcy Credit Chapter 13 bankruptcy repayment plan Debt Nondischargeable debt and student loans Creditor harassment Debt relief Debt discharge Bankruptcy and debt Chapter 13 bankruptcy reorganization plan Types of personal injuries Criminal charges for harassment Social security Filing a lawsuit