I paid 4000 cash down and the car was 5700 I did not finance, they made me get a collision insurance with them. I ended up having an accident, the insurance said that the car was totalled and sent a check to the dealership for 1100 as the cash value of the car. I never agreed on settling for that amount. Now that trying to get rid of the junk and asked them for the title they don't want to give it to me. I'd really appreciate some insight into this matter.