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My husband and I filed Chapter 7 January 28 this year. We are waiting on discharge. We re-affirmed our car but now we want to include it. What schedules do we need to amend and what happens with the car? Do we surrender it to the bank now or after discharge? Also, how do we amend Schedule B and C to include a tax refund that we are anticipating of $4000 (joint return)? We only have $750 on the Schedule C now.Sorry guys. We spoke with our credit union and it's either all or nothing so surrendering one vehicle and keeping another is not an option. So that answers that question. Now, since we only have $750 in exemptions listed on the Schedule B, we should be able to amend B and C to include our tax refund as exempt. Ithink we are allowed $2000 per person in exemptions in Illinois. My question is what do I write for this and where on Schedules B and C when amending.