I was rear ended by another driver his insurance company has already taken full responsibility for the accident and within one week of the loss they have already offered to settle for 1200.00 for pain and suffering up front and would set aside up to 7500 to be paid for incurred and necessary medical expenses incurred within 180 days of the day of the loss for injuries related to the loss. I want them to send the 7500 to me along with the 1200.00 and then we can release liability. Is this the right thing to do?
I would recommend consulting a personal injury attorney. Insurance companies like to settle quickly to avoid having to pay medical expenses that may pop up in the future. It is usually not in your best interest to settle quickly.
No, not until you have a consultation with a knowledgeable personal injury attorney who can inform you of the potential value of your claim and inform you of your legal rights.
You should obtain needed medical care and treatment immediately and follow the doctor's advice. Do not give any statements to the adverse party or insurance company nor grant them access to any medical records. Photograph the injuries and the damage done to any property. Contact a personal injury attorney in your area as soon as possible so that you can protect your rights. You may also find it helpful to review the Legal Guides I have published on Avvo.com dealing with many of the issues you are now facing. You can access my Legal Guides through my profile page on Avvo.
Legal Disclaimer: If this information has been helpful, please indicate below. Mr. Lundeen is licensed to practice law in Florida and Vermont. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and timelines that, if known, could significantly change the reply and make it unsuitable. Mr. Lundeen strongly advises the questioner to confer with an attorney in your state in order to ensure proper advice is received.
You should absolutely stop talking to the insurance company and get an attorney. You will get much more for a settlement. They try to push quick settlements on people who don’t have an attorney.
This answer should not be construed as creating an attorney-client relationship, and is for informational purposes only.
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